CDs & IRAs

Certificate of Deposit (CD)

Citizens Bank Certificates of Deposit can help you make the most of your earnings. We offer a variety of terms ranging from as short as one (1) month to as long as five (5) years. Our Certificates of Deposit have many benefits and features including:

  • Fixed interest rate for the entire term of the CD
  • $500.00 minimum opening deposit
  • Automatic renewal at maturity of CD
  • No maintenance fee

For rates and more information, please visit one of our convenient locations or call a customer service representative at 229-924-4011.

NOTE: Penalty may apply for early withdrawal.

Individual Retirement Account (IRA)

An Individual Retirement Account is an investment tool designed to help you maximize your savings for retirement. We offer a variety of IRAs including a Traditional IRA, Roth IRA, and a SEP IRA. Our IRA plans are generally available from six (6) months to five (5) years. To learn more about our rates and details for each type of IRA, please visit one of our convenient locations or call a customer service representative at 229-924-4011.

NOTE: Penalty may apply for early withdrawal.