Checking

ACCOUNT Basic Checking Secure
Checking
Secure
Checking Plus
Senior
Checking
Premier
Checking
Minimum Opening Balance $100.00 $100.00 $100.00 $100.00 $100.00
Monthly Service Charge $4.75
(Waived with E-Statements)
$4.75 $10.00 $4.75
(Waived with $100.00 minimum daily balance)
$20.00
(Waived with $3,500.00 minimum daily balance, or $10,000.00 combined daily balance in any checking, money market, savings, CDs, or IRAs)
Unlimited Check Writing check Check Check Check Check
Free Wallet-Style Checks       Check Check
(or 50% off designer-style checks)
Overdraft Protection  
 

Check

(With approved credit)

   
Interest Bearing       (On daily collected balance of $1,000.00 or more) (On daily collected balance of $1,000.00 or more)

IDProtect® - Identity Theft Protection
Service
1

 

  Check Check    
Free Traveler's Checks       Check Check
Safe Deposit Box Discount       50% discount Free 3x5 Box or $15 credit towards larger box
Mastercard Debit Card Check Check Check Check Check
Mobile Banking Check Check Check Check Check
Online Banking Check Check Check Check Check
Bill Pay2 Check Check Check Check Check
FREE
Images with Statement Check Check Check Check Check
No service fee for Citizens Bank ATM Transactions Check Check Check Check Check

CLICK HERE to learn more about the benefits of Secure Checking and Secure Checking Plus!

1 IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, & children under 25 years of age & parent(s) who are residents of the same household. Some benefits require registration/activation.
2 Bill Pay is $4.75 per month for the first 10 bill payments and .40¢ per transaction thereafter.
3 ATM transactions not initiated at Citizens Bank of Americus ATMs are subject to an additional fee charged by Citizens Bank of Americus and owner of ATM.
*Non-banking benefits of Secure Checking and Secure Checking Plus are available to joint account holders (unless otherwise noted). Non-banking benefits are not available to a "signer" or "beneficiary" of the account who is not an account owner, businesses and their employees, clubs and/or churches and their members, schools and their employees/students.