Father, son, and mother laugh at the dining table.

Secure Checking

Benefits of Secure Checking and Secure Checking Plus:

Rest easy knowing that you and your family1 are protected by our comprehensive IDProtect® service, which includes: credit file monitoring* and alerts of changes with Equifax, Experian, and TransUnion, ability to request a 3-in-1 credit report every 90 days or upon receipt of a credit alert*, up to $10,000 in identity fraud expense reimbursement2, and more.

(*Some benefits require registration/activation.)
Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance3. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad.4
Buyer's Protection covers items for ninety days from the date of purchase against accidental breakage, fire, loss, or theft.4
Extended Warranty extends the U.S. manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than five years.4
Money-saving discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts on their Smartphone.  Digital Access makes saving super easy and convenient, giving instant savings, anywhere, and anytime. (Registration and enrollment required.)
Enjoy savings on vision, prescriptions and dental services. (Registration and activation required.) This is NOT insurance.










For more information, please contact a Customer Service Representative at 229-924-4011 or you may also call the Benefits Service Center, at 1-866-210-0361, with questions directly related to any of the benefits and services, or for assistance with registration and activation.


IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, & children under 25 years of age & parent(s) who are residents of the same household.
2 Identity theft insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc.  The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Please refer to actual policy for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
3 Plateau Insurance Company of Crossville, TN will be our Accidental Death & Dismemberment Insurance underwriter. If you wish to name a beneficiary, please contact your Financial Institution to complete a beneficiary card. Otherwise, if there is no designated beneficiary on file, benefits will be paid according to the Master Policy. For questions regarding claims or your coverage, call 1-866-210-0361.
4 The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Please refer to the Guide to Benefit for terms, conditions, and exclusions of coverage.
Benefits above are available to joint account holders (unless otherwise noted). Benefits are not available to a "signer" or "beneficiary" of the account who is not an account owner, businesses and their employees, clubs and/or churches and their members, schools and their employees/students.

Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.