| Account | Basic Checking | Secure Checking | Secure Checking Plus | Senior Checking | Premier Checking |
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| Minimum Opening Balance | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 |
| Monthly Service Charge | $4.75 (Waived with E-Statements) |
$4.75 | $10.00 | $4.75 (Waived with $100.00 minimum daily balance) |
$20.00 (Waived with $3,500.00 minimum daily balance, or $10,000.00 combined daily balance in any checking, money market, savings, CDs, or IRAs) |
| Unlimited Check Writing |  |
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| Free Wallet-Style Checking | |
(or 50% off designer-style checks) |
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| Overdraft Protection |
(With approved credit)
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| Interest Bearing | (On daily collected balance of $1,000.00 or more) | (On daily collected balance of $1,000.00 or more) | |||
| ID Protect® - Identity Theft Protection Service¹ | |
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| Safe Deposit Box Discount | 50% discount | Free 3x5 Box or $15 credit towards larger box | |||
| Mastercard Debit Card | |
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| Mobile Banking | |
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| Online Banking | |
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| Bill Pay² | |
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FREE
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| Images with Statement | |
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| No service fee for Citizens Bank ATM Transactions³ | |
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CLICK HERE to learn more about the benefits of Secure Checking and Secure Checking Plus!
1 IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, & children under 25 years of age & parent(s) who are residents of the same household. Some benefits require registration/activation.
2 Bill Pay is $4.75 per month for the first 10 bill payments and .40¢ per transaction thereafter.
3 ATM transactions not initiated at Citizens Bank of Americus ATMs are subject to an additional fee charged by Citizens Bank of Americus and owner of ATM.
*Non-banking benefits of Secure Checking and Secure Checking Plus are available to joint account holders (unless otherwise noted). Non-banking benefits are not available to a "signer" or "beneficiary" of the account who is not an account owner, businesses and their employees, clubs and/or churches and their members, schools and their employees/students.
2 Bill Pay is $4.75 per month for the first 10 bill payments and .40¢ per transaction thereafter.
3 ATM transactions not initiated at Citizens Bank of Americus ATMs are subject to an additional fee charged by Citizens Bank of Americus and owner of ATM.
*Non-banking benefits of Secure Checking and Secure Checking Plus are available to joint account holders (unless otherwise noted). Non-banking benefits are not available to a "signer" or "beneficiary" of the account who is not an account owner, businesses and their employees, clubs and/or churches and their members, schools and their employees/students.