Family riding bikes in driveway.

Checking

Account Secure Checking* Secure Checking Plus* Basic Checking
Senior Checking
(60+ years of age)
Premier Checking
Minimum Opening Balance $100.00 $100.00 $100.00 $100.00 $100.00
Monthly Service Charge $4.75
$10.00 $4.75
(Waived with E-Statements)
$4.75
(Waived with $100.00 minimum daily balance)
$20.00
(Waived with $3,500.00 minimum daily balance, or $10,000.00 combined daily balance in any checking, money market, savings, CDs, or IRAs)
Unlimited Check Writing Check mark icon Check mark icon Check mark icon Check mark icon Check mark icon
Free Wallet-Style Checking


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(or 50% off designer-style checks)
Overdraft Protection
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(With approved credit)



Interest Bearing


(On daily collected balance of $1,000.00 or more) (On daily collected balance of $1,000.00 or more)
ID Protect® - Identity Theft Protection Service¹ Check mark icon Check mark icon


Safe Deposit Box Discount


50% discount Free 3x5 Box or $15 credit towards larger box
Mastercard Debit Card Check mark icon Check mark icon Check mark icon Check mark icon Check mark icon
Mobile Banking Check mark icon Check mark icon Check mark icon Check mark icon Check mark icon
Online Banking Check mark icon Check mark icon Check mark icon Check mark icon Check mark icon
Bill Pay² Check mark icon Check mark icon Check mark icon Check mark icon
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FREE
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No service fee for Citizens Bank ATM Transactions³ Check mark icon Check mark icon Check mark icon Check mark icon Check mark icon

CLICK HERE to learn more about the benefits of Secure Checking and Secure Checking Plus!

1 IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, & children under 25 years of age & parent(s) who are residents of the same household. Some benefits require registration/activation.
2 Bill Pay is $4.75 per month for the first 10 bill payments and .40¢ per transaction thereafter.
3 ATM transactions not initiated at Citizens Bank of Americus ATMs are subject to an additional fee charged by Citizens Bank of Americus and owner of ATM.
*Non-banking benefits of Secure Checking and Secure Checking Plus are available to joint account holders (unless otherwise noted). Non-banking benefits are not available to a "signer" or "beneficiary" of the account who is not an account owner, businesses and their employees, clubs and/or churches and their members, schools and their employees/students.